(Full Guide) How to Take Loan in Idea, Return The loan & It’s Charges

Are you searching for Idea Loan number or methods to take loan in Idea? If yes, then I can proudly say that your search is over as today I am going to share USSD codes of Idea through which you can take talktime loan or data loan in Idea. You can easily take Idea talktime loan by dialing a loan code. In this article, we are going to guide you how to take loan in Idea and tell you how much Idea charges for loan service.

Idea Loan Number - How to take loan in Idea

Well, the Idea loan service comes very handy in case of emergency. Sometimes, the situations arises that you need to call or message someone urgently but you are short of balance means you don’t have sufficient balance to give even a missed call. In that situations, you can save yourself from asking other people for their mobile phones to make a phone call by taking idea emergency loan but that is possible only if you knew about Idea loan number.

By dialing Idea loan number, you can take talktime or data loan within seconds which can save you from any awkard situations that we have discussed above. Idea offers both talktime and data loan so in this article, we are going to tell you about both loan codes i.e. Idea talktime loan code and Idea data loan code.

To take loan in Idea is easy for the eligible users. Eligible users? Yes, you heard it right. Idea doesn’t offer loan to every users. You must comply with some conditions of Idea to become eligible to take loan from Idea and only eligible users are going to get the loan. Now, we are going to tell you the conditions that you need to fulfill to take loan in Idea.

Conditions required to take Idea Loan :-

  • You should be using Idea services for more than 3 months.
  • Idea talktime loan & Idea data loan service is available for Idea prepaid customer only so you must be Idea prepaid customer.
  • You shouldn’t have balance more than Rs 5.
  • You shouldn’t have any outstanding loan balance.

So, these are the four conditions that every one must fulfil in order to take Idea talktime loan or Idea internet loan. Before telling you about idea ussd code to take loan, we want to make it clear how idea ussd codes for taking loan works.

How Idea loan Number works :-

  • Firstly, a user dial a USSD code from his smart phone.
  • The request of USSD code is received by a computer dedicated to that particular USSD code
  • Computer collects of information that needs to be shown under that USSD and sent it bank to the phone
  • The user gets a pop up in the mobile’s display and the request information is shown to the user.

How To Take Loan In Idea :-

As, we have already told you before that Idea offers two types of loan i.e. idea talktime loan and idea data loan and now we are going to give you loan codes for both loan services i.e. we are going to give you idea talktime loan number and idea data loan number.

How To Get Talktime Loan In Idea :-

Idea Rs 10 talktime loan :-

  • Open dialor in your smartphone
  • Dial *150*10#
  • Wait for a second, a popup will come up
  • Simply reply with loan amount you want to take

That’s it. You will get Rs 10 loan in Idea within few minutes.

Idea Rs 5 talktime loan :-

  • Open dialor in your smartphone
  • Dial *165*5#
  • Wait for a second, a popup will come up
  • Simply reply with loan amount you want to take

That’s it. You will get Rs 5 loan in Idea within few minutes.

Idea Rs 4 talktime loan :-

  • Open dialor in your smartphone
  • Dial *444#
  • Wait for a second, a popup will come up
  • Simply reply with loan amount you want to take

That’s it. You will get Rs 10 loan in Idea within few minutes.

So, we have guided you how to get Rs 10 loan in Idea and now we are going to guide you how to idea 60MB loan or idea 50MB loan or idea 40MB loan or idea 20MB loan.

Also read : Idea Free 30GB 4G Data

How to take internet or data loan in Idea :-

Idea 60MB loan :-

  • Open dialor in your smartphone
  • Dial *150*773#
  • Follow further steps

That’s it. You will get 60MB 2G internet loan in Idea within few minutes.

Idea 40MB loan :-

  • Open dialor in your smartphone
  • Dial *150*772#
  • Follow further steps

That’s it. You will get 60MB 2G internet loan in Idea within few minutes.

Idea 30MB loan :-

  • Open dialor in your smartphone
  • Dial *666#
  • Follow further steps

That’s it. You will get 60MB 2G internet loan in Idea within few minutes.

Till now, we have told you the conditions to get loan and steps to take Idea talktime and idea data loan. Now we are going to tell you about returing the loan amount back to Idea and what are the charges that Idea takes for providing loan service.

How To Return Loan Taken From Idea:-

Returning loan from idea is even easier than getting the loan. Yes, you heard it right. Telecom companies collect their loan amount + charges directly from user’s account. User just need to recharge their prepaid mobile number with any top recharge and the money of loan amount + charges will be deducted automatically from the balance.

Here are the charges for Idea Rs 10 talktime loan and Idea 50MB internet data loan.

Idea Loan Details Idea Loan Charges
Idea Rs 10 Talktime Loan Rs 13 will be deducted (Rs 10 as loan amount & Rs 3 charges)
Idea Rs 5 talktime loan Rs 6 will be deducted (Rs 5 as loan amount & Rs 1 charges)
Idea Rs 4 talktime loan Rs 5 will be deducted (Rs 4 as loan amount & Rs 1 charges)
Idea 60MB Loan Rs 18 will be deducted
Idea 40MB loan Rs 13 will be deducted
Idea 30MB loan Rs 6 will be deducted

 

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Final Words :-

We have provide every single detail that you need to know about Idea loan number and charges that Idea deduct for offering loan service to users. If you still have any query or problem then feel free to comment below. We will contact you shortly.

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